(651) 631-0063
  Call us for a Consultation!

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We offer CONSULTATIONS to help you determine your path to relief.

Chapter 7 is a complete discharge of your consumer debt, but there are limits to your gross family income:

Household Size *

Median Income

One Person


Two Persons


Three Persons


Four Persons


                      * Add $7,500 for each individual in excess of 4.

Chapter 13 is another option for discharge where you can be over the median income, but you must repay a portion of your debt with monthly payments based upon your disposable income over a 36-60 month period.

Your personal property can be exempted under the limits set by law, so you will often not have to lose property in the bankruptcy.

We can file bankruptcy using either a Social Security Number (SSN) or an Individual Tax Identification Number (ITIN).

 For more information CALL TODAY!!  www.bkylawoffice.com

National Association of Consumer Bankruptcy Attorneys


As a debt relief law firm, we help people file for bankruptcy under federal or state law!


Did you come home one day to find all your personal possessions in the driveway? (Or are you the one who put the personal possessions of your spouse in the driveway?)

Does your spouse call you by someone else’s name?

When life together is no longer worth the effort, it is time to move on to greener pastures. But that does not mean you must mortgage the rest of your life to a divorce attorney.

At Lockwood Law Office you are paying for our legal advice not our fancy, expensive downtown offices. You are paying for experienced attorneys who can get you to an agreement without breaking the bank.

We are also able to help you with child custody and child support issues you may have.

If you are planning to adopt a child and need representation, our attorneys are experienced and can make the process much easier for you.

Ignoring a problem won’t make it go away!

For more information, please call Lockwood Law Office at 651-631-0063 for a consultation with one of our experienced attorneys. We are waiting for your call.

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